HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$160,452$160,452$378,000
Remaining term (yrs)24.424.430.0
Secondary amount$0$217,548$0
Funding fee$0$0$0
Note rate2.81%2.81%7.24%
Blended rate3.66%6.014%7.48%
1st payment$755.62$755.62$2,576.06
2nd payment$0.00$1,405.00$0.00
Taxes / mo$113.58$113.58$113.58
Insurance / mo$150.00$150.00$150.00
MI / mo$130.09$130.09$75.60
HOA / mo$0.00$0.00$0.00
Total monthly$1,149.29$2,554.29$2,915.25
Cash to close$259,548$42,000$42,000