HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$746,913$746,913$809,999
Remaining term (yrs)25.625.630.0
Secondary amount$0$63,086$0
Funding fee$3,735$3,735$0
Note rate4.48%4.48%7.24%
Blended rate4.48%4.832%7.48%
1st payment$4,084.83$4,084.83$5,520.13
2nd payment$0.00$473.15$0.00
Taxes / mo$279.42$279.42$279.42
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$162.00
HOA / mo$0.00$0.00$0.00
Total monthly$4,580.91$5,054.06$6,178.21
Cash to close$153,086$90,000$90,000