HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$401,202$401,202$810,000
Remaining term (yrs)21.721.730.0
Secondary amount$0$408,798$0
Funding fee$0$0$0
Note rate4.46%4.46%7.24%
Blended rate5.31%6.541%7.48%
1st payment$2,398.63$2,398.63$5,520.13
2nd payment$0.00$2,640.16$0.00
Taxes / mo$457.17$457.17$457.17
Insurance / mo$216.67$216.67$216.67
MI / mo$336.90$336.90$162.00
HOA / mo$67.33$67.33$67.33
Total monthly$3,476.70$6,116.85$6,423.30
Cash to close$498,798$90,000$90,000