HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$222,733$222,733$314,100
Remaining term (yrs)23.523.530.0
Secondary amount$0$91,367$0
Funding fee$1,114$1,114$0
Note rate3.47%3.47%7.24%
Blended rate3.47%5.079%7.48%
1st payment$1,153.59$1,153.59$2,140.59
2nd payment$0.00$685.25$0.00
Taxes / mo$227.92$227.92$227.92
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$62.82
HOA / mo$432.00$432.00$432.00
Total monthly$1,963.51$2,648.76$3,013.32
Cash to close$126,267$34,900$34,900