HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$372,836$372,836$459,000
Remaining term (yrs)24.124.130.0
Secondary amount$0$86,164$0
Funding fee$1,864$1,864$0
Note rate2.5%2.5%7.24%
Blended rate2.5%3.72%7.48%
1st payment$1,714.18$1,714.18$3,128.08
2nd payment$0.00$646.23$0.00
Taxes / mo$476.58$476.58$476.58
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$91.80
HOA / mo$120.33$120.33$120.33
Total monthly$2,477.76$3,123.99$3,983.46
Cash to close$137,164$51,000$51,000