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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$434,467$396,000
Remaining term (yrs)28.430.0
Secondary amount$0$0
Funding fee$2,172$0
Note rate6.5%7.24%
Blended rate6.5%7.48%
1st payment$2,793.74$2,698.73
2nd payment$0.00$0.00
Taxes / mo$397.00$397.00
Insurance / mo$150.00$150.00
MI / mo$0.00$79.20
HOA / mo$35.00$35.00
Total monthly$3,375.74$3,359.93
Cash to close$5,533$44,000