HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$454,989$454,989$472,500
Remaining term (yrs)25.125.130.0
Secondary amount$0$43,761$0
Funding fee$2,275$2,275$0
Note rate3.07%3.07%7.24%
Blended rate3.07%3.843%7.48%
1st payment$2,164.64$2,164.64$3,220.08
2nd payment$0.00$433.05$0.00
Taxes / mo$299.00$299.00$299.00
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$94.50
HOA / mo$164.00$164.00$164.00
Total monthly$2,794.30$3,227.35$3,944.25
Cash to close$70,011$26,250$52,500