HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$767,306$767,306$1,347,300
Remaining term (yrs)24.324.330.0
Secondary amount$0$579,994$0
Funding fee$3,837$3,837$0
Note rate2.83%2.83%7.24%
Blended rate2.83%4.948%7.48%
1st payment$3,629.92$3,629.92$9,181.82
2nd payment$0.00$3,745.79$0.00
Taxes / mo$1,076.17$1,076.17$1,076.17
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$269.46
HOA / mo$45.00$45.00$45.00
Total monthly$4,967.75$8,713.55$10,789.12
Cash to close$729,694$149,700$149,700