HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$607,527$607,527$652,500
Remaining term (yrs)25.925.930.0
Secondary amount$0$44,973$0
Funding fee$3,038$3,038$0
Note rate4.82%4.82%7.24%
Blended rate4.82%5.108%7.48%
1st payment$3,419.17$3,419.17$4,446.78
2nd payment$0.00$337.30$0.00
Taxes / mo$626.50$626.50$626.50
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$130.50
HOA / mo$25.00$25.00$25.00
Total monthly$4,287.33$4,624.63$5,445.44
Cash to close$117,473$72,500$72,500