HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$566,985$566,985$693,000
Remaining term (yrs)24.524.530.0
Secondary amount$0$126,015$0
Funding fee$2,835$2,835$0
Note rate3%3%7.24%
Blended rate3%3.909%7.48%
1st payment$2,719.35$2,719.35$4,722.78
2nd payment$0.00$840.10$0.00
Taxes / mo$218.83$218.83$218.83
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$138.60
HOA / mo$124.00$124.00$124.00
Total monthly$3,278.85$4,118.94$5,420.88
Cash to close$203,015$77,000$77,000