HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$269,744$269,744$375,750
Remaining term (yrs)23.023.030.0
Secondary amount$0$106,006$0
Funding fee$1,349$1,349$0
Note rate3.61%3.61%7.24%
Blended rate3.61%4.849%7.48%
1st payment$1,436.63$1,436.63$2,560.73
2nd payment$0.00$706.71$0.00
Taxes / mo$181.00$181.00$181.00
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$75.15
HOA / mo$20.83$20.83$20.83
Total monthly$1,788.46$2,495.17$2,987.71
Cash to close$147,756$41,750$41,750