HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$496,241$496,241$517,410
Remaining term (yrs)29.729.730.0
Secondary amount$0$49,914$0
Funding fee$2,481$2,481$0
Note rate6.49%6.49%7.24%
Blended rate6.49%6.982%7.48%
1st payment$3,141.90$3,141.90$3,526.14
2nd payment$0.00$493.95$0.00
Taxes / mo$194.33$194.33$194.33
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$103.48
HOA / mo$359.00$359.00$359.00
Total monthly$3,861.90$4,355.84$4,349.62
Cash to close$78,659$28,745$57,490