HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$714,832$674,910
Remaining term (yrs)28.130.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.5%7.24%
Blended rate7.05%7.48%
1st payment$4,615.43$4,599.50
2nd payment$0.00$0.00
Taxes / mo$375.08$375.08
Insurance / mo$216.67$216.67
MI / mo$334.68$134.98
HOA / mo$78.00$78.00
Total monthly$5,619.86$5,404.23
Cash to close$35,068$74,990