HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$463,251$463,251$539,100
Remaining term (yrs)24.824.830.0
Secondary amount$0$75,849$0
Funding fee$2,316$2,316$0
Note rate2.87%2.87%7.24%
Blended rate2.87%3.732%7.48%
1st payment$2,170.55$2,170.55$3,673.96
2nd payment$0.00$568.87$0.00
Taxes / mo$276.25$276.25$276.25
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$107.82
HOA / mo$70.33$70.33$70.33
Total monthly$2,683.80$3,252.66$4,295.02
Cash to close$135,749$59,900$59,900