HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$458,204$458,204$458,550
Remaining term (yrs)28.828.830.0
Secondary amount$0$25,821$0
Funding fee$2,291$2,291$0
Note rate6.35%6.35%7.24%
Blended rate6.35%6.645%7.48%
1st payment$2,887.17$2,887.17$3,125.01
2nd payment$0.00$255.52$0.00
Taxes / mo$271.75$271.75$271.75
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$91.71
HOA / mo$0.00$0.00$0.00
Total monthly$3,325.59$3,581.11$3,655.14
Cash to close$51,296$25,475$50,950