HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$652,167$652,167$682,560
Remaining term (yrs)26.626.630.0
Secondary amount$0$30,393$0
Funding fee$3,261$3,261$0
Note rate6.96%6.96%7.24%
Blended rate6.96%7.051%7.48%
1st payment$4,482.94$4,482.94$4,651.63
2nd payment$0.00$227.94$0.00
Taxes / mo$206.08$206.08$206.08
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$136.51
HOA / mo$0.00$0.00$0.00
Total monthly$4,905.69$5,133.64$5,210.90
Cash to close$106,233$75,840$75,840