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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$521,001$405,000
Remaining term (yrs)28.730.0
Secondary amount$0$0
Funding fee$2,605$0
Note rate6.58%7.24%
Blended rate6.58%7.48%
1st payment$3,363.99$2,760.07
2nd payment$0.00$0.00
Taxes / mo$466.25$466.25
Insurance / mo$150.00$150.00
MI / mo$0.00$81.00
HOA / mo$0.00$0.00
Total monthly$3,980.24$3,457.32
Cash to close$0$45,000