HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$327,115$327,115$620,100
Remaining term (yrs)23.423.430.0
Secondary amount$0$292,985$0
Funding fee$1,636$1,636$0
Note rate3.47%3.47%7.24%
Blended rate3.47%5.492%7.48%
1st payment$1,698.10$1,698.10$4,225.97
2nd payment$0.00$1,892.20$0.00
Taxes / mo$379.83$379.83$379.83
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$124.02
HOA / mo$20.83$20.83$20.83
Total monthly$2,265.43$4,157.62$4,917.32
Cash to close$361,885$68,900$68,900