HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$689,807$689,807$967,500
Remaining term (yrs)23.623.630.0
Secondary amount$0$277,693$0
Funding fee$3,449$3,449$0
Note rate3.13%3.13%7.24%
Blended rate3.13%4.456%7.48%
1st payment$3,441.61$3,441.61$6,593.49
2nd payment$0.00$1,793.44$0.00
Taxes / mo$929.00$929.00$929.00
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$193.50
HOA / mo$141.00$141.00$141.00
Total monthly$4,728.28$6,521.71$8,073.66
Cash to close$385,193$107,500$107,500