HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$346,578$346,578$809,100
Remaining term (yrs)24.224.230.0
Secondary amount$0$462,522$0
Funding fee$1,733$1,733$0
Note rate2.83%2.83%7.24%
Blended rate2.83%5.643%7.48%
1st payment$1,647.39$1,647.39$5,514.00
2nd payment$0.00$2,987.12$0.00
Taxes / mo$482.67$482.67$482.67
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$161.82
HOA / mo$0.00$0.00$0.00
Total monthly$2,346.73$5,333.85$6,375.15
Cash to close$552,422$89,900$89,900