HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$609,010$609,010$728,910
Remaining term (yrs)26.326.330.0
Secondary amount$0$119,900$0
Funding fee$3,045$3,045$0
Note rate6.27%6.27%7.24%
Blended rate6.27%6.555%7.48%
1st payment$3,936.58$3,936.58$4,967.51
2nd payment$0.00$799.33$0.00
Taxes / mo$238.42$238.42$238.42
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$145.78
HOA / mo$133.00$133.00$133.00
Total monthly$4,524.66$5,323.99$5,701.37
Cash to close$200,890$80,990$80,990