HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$185,308$185,308$252,000
Remaining term (yrs)24.724.730.0
Secondary amount$0$66,692$0
Funding fee$0$0$0
Note rate3.06%3.06%7.24%
Blended rate3.91%5.257%7.48%
1st payment$890.50$890.50$1,717.38
2nd payment$0.00$500.19$0.00
Taxes / mo$116.83$116.83$116.83
Insurance / mo$150.00$150.00$150.00
MI / mo$148.47$148.47$50.40
HOA / mo$360.00$360.00$360.00
Total monthly$1,665.80$2,165.99$2,394.61
Cash to close$94,692$28,000$28,000