HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$348,952$348,952$715,410
Remaining term (yrs)19.719.730.0
Secondary amount$0$366,458$0
Funding fee$0$0$0
Note rate3.72%3.72%7.24%
Blended rate4.57%6.199%7.48%
1st payment$2,075.14$2,075.14$4,875.51
2nd payment$0.00$2,366.71$0.00
Taxes / mo$571.50$571.50$571.50
Insurance / mo$216.67$216.67$216.67
MI / mo$318.56$318.56$143.08
HOA / mo$93.00$93.00$93.00
Total monthly$3,274.87$5,641.58$5,899.75
Cash to close$445,948$79,490$79,490