HQ Homes
Call Tony

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$1,226,692$1,226,692$1,665,000
Remaining term (yrs)24.224.230.0
Secondary amount$0$438,308$0
Funding fee$6,133$6,133$0
Note rate2.77%2.77%7.24%
Blended rate2.77%4.081%7.48%
1st payment$5,779.33$5,779.33$11,346.94
2nd payment$0.00$2,830.74$0.00
Taxes / mo$626.67$626.67$626.67
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$333.00
HOA / mo$100.00$100.00$100.00
Total monthly$6,722.67$9,553.41$12,623.28
Cash to close$623,308$185,000$185,000