HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$313,603$313,603$602,910
Remaining term (yrs)24.424.430.0
Secondary amount$0$289,307$0
Funding fee$1,568$1,568$0
Note rate2.74%2.74%7.24%
Blended rate2.74%5.144%7.48%
1st payment$1,465.64$1,465.64$4,108.82
2nd payment$0.00$1,868.44$0.00
Taxes / mo$186.25$186.25$186.25
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$120.58
HOA / mo$5.00$5.00$5.00
Total monthly$1,823.55$3,692.00$4,587.32
Cash to close$356,297$66,990$66,990