HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$82,059$82,059$364,500
Remaining term (yrs)19.919.930.0
Secondary amount$0$282,441$0
Funding fee$410$410$0
Note rate3.44%3.44%7.24%
Blended rate3.44%6.78%7.48%
1st payment$473.38$473.38$2,484.06
2nd payment$0.00$1,824.10$0.00
Taxes / mo$81.92$81.92$81.92
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$72.90
HOA / mo$4.17$4.17$4.17
Total monthly$709.47$2,533.57$2,793.05
Cash to close$322,941$40,500$40,500