HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$280,782$280,782$438,750
Remaining term (yrs)19.319.330.0
Secondary amount$0$157,968$0
Funding fee$1,404$1,404$0
Note rate2.2%2.2%7.24%
Blended rate2.2%4.288%7.48%
1st payment$1,481.81$1,481.81$2,990.07
2nd payment$0.00$1,053.12$0.00
Taxes / mo$601.25$601.25$601.25
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$87.75
HOA / mo$0.00$0.00$0.00
Total monthly$2,249.73$3,302.85$3,845.74
Cash to close$206,718$48,750$48,750