HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$444,315$444,315$607,500
Remaining term (yrs)24.224.230.0
Secondary amount$0$163,185$0
Funding fee$2,222$2,222$0
Note rate2.77%2.77%7.24%
Blended rate2.77%4.175%7.48%
1st payment$2,093.31$2,093.31$4,140.10
2nd payment$0.00$1,087.90$0.00
Taxes / mo$291.17$291.17$291.17
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$121.50
HOA / mo$0.00$0.00$0.00
Total monthly$2,551.14$3,639.04$4,719.43
Cash to close$230,685$67,500$67,500