Tony English | HQ Homes

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$334,975	$319,491
Remaining term (yrs)	25.0	30.0
Secondary amount	$0	$0
Funding fee	$1,675	$0
Note rate	2.99%	7.18%
Blended rate	2.99%	7.42%
1st payment	$1,583.20	$2,164.34
2nd payment	$0.00	$0.00
Taxes / mo	$271.83	$271.83
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$63.90
HOA / mo	$430.00	$430.00
Total monthly	$2,435.04	$3,080.07
Cash to close	$20,015	$35,499