HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$395,779$395,779$809,910
Remaining term (yrs)19.219.230.0
Secondary amount$0$414,131$0
Funding fee$1,979$1,979$0
Note rate4.28%4.28%7.24%
Blended rate4.28%6.054%7.48%
1st payment$2,517.86$2,517.86$5,519.52
2nd payment$0.00$2,674.60$0.00
Taxes / mo$564.75$564.75$564.75
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$161.98
HOA / mo$105.92$105.92$105.92
Total monthly$3,405.20$6,079.79$6,568.84
Cash to close$504,121$89,990$89,990