HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$380,723$380,723$395,100
Remaining term (yrs)25.425.430.0
Secondary amount$0$36,327$0
Funding fee$1,904$1,904$0
Note rate2.54%2.54%7.24%
Blended rate2.54%3.353%7.48%
1st payment$1,691.59$1,691.59$2,692.60
2nd payment$0.00$359.49$0.00
Taxes / mo$523.83$523.83$523.83
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$79.02
HOA / mo$0.00$0.00$0.00
Total monthly$2,365.42$2,724.91$3,445.45
Cash to close$58,277$21,950$43,900