HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$52,972$52,972$292,410
Remaining term (yrs)6.56.530.0
Secondary amount$0$239,438$0
Funding fee$0$0$0
Note rate6.25%6.25%7.24%
Blended rate7.1%7.632%7.48%
1st payment$819.64$819.64$1,992.77
2nd payment$0.00$1,546.37$0.00
Taxes / mo$151.25$151.25$151.25
Insurance / mo$150.00$150.00$150.00
MI / mo$94.29$94.29$58.48
HOA / mo$0.00$0.00$0.00
Total monthly$1,215.18$2,761.55$2,352.50
Cash to close$271,928$32,490$32,490