HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$176,183$176,183$409,500
Remaining term (yrs)19.219.230.0
Secondary amount$0$233,317$0
Funding fee$881$881$0
Note rate3.94%3.94%7.24%
Blended rate3.94%6.111%7.48%
1st payment$1,089.34$1,089.34$2,790.73
2nd payment$0.00$1,506.84$0.00
Taxes / mo$107.25$107.25$107.25
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$81.90
HOA / mo$0.00$0.00$0.00
Total monthly$1,363.26$2,870.10$3,146.55
Cash to close$278,817$45,500$45,500