HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$204,929$204,929$297,000
Remaining term (yrs)24.324.330.0
Secondary amount$0$92,071$0
Funding fee$1,025$1,025$0
Note rate2.74%2.74%7.24%
Blended rate2.74%4.681%7.48%
1st payment$960.04$960.04$2,024.05
2nd payment$0.00$690.53$0.00
Taxes / mo$99.33$99.33$99.33
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$59.40
HOA / mo$0.00$0.00$0.00
Total monthly$1,209.38$1,899.91$2,332.78
Cash to close$125,071$33,000$33,000