HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$772,474$772,474$759,330
Remaining term (yrs)26.326.330.0
Secondary amount$0$29,041$0
Funding fee$3,862$3,862$0
Note rate5.7%5.7%7.24%
Blended rate5.7%5.924%7.48%
1st payment$4,720.16$4,720.16$5,174.82
2nd payment$0.00$287.38$0.00
Taxes / mo$573.17$573.17$573.17
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$151.87
HOA / mo$47.67$47.67$47.67
Total monthly$5,557.67$5,845.05$6,164.19
Cash to close$71,226$42,185$84,370