HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$583,556$583,556$584,910
Remaining term (yrs)28.328.330.0
Secondary amount$0$33,849$0
Funding fee$2,918$2,918$0
Note rate6.65%6.65%7.24%
Blended rate6.65%6.936%7.48%
1st payment$3,813.11$3,813.11$3,986.15
2nd payment$0.00$334.96$0.00
Taxes / mo$163.25$163.25$163.25
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$116.98
HOA / mo$0.00$0.00$0.00
Total monthly$4,143.03$4,477.99$4,433.05
Cash to close$66,344$32,495$64,990