HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$228,725$228,725$256,500
Remaining term (yrs)24.924.930.0
Secondary amount$0$27,775$0
Funding fee$0$0$0
Note rate2.84%2.84%7.24%
Blended rate3.69%4.265%7.48%
1st payment$1,065.70$1,065.70$1,748.04
2nd payment$0.00$208.31$0.00
Taxes / mo$183.33$183.33$183.33
Insurance / mo$150.00$150.00$150.00
MI / mo$182.77$182.77$51.30
HOA / mo$350.00$350.00$350.00
Total monthly$1,931.80$2,140.11$2,482.68
Cash to close$56,275$28,500$28,500