HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$268,160$268,160$332,100
Remaining term (yrs)24.524.530.0
Secondary amount$0$63,940$0
Funding fee$1,341$1,341$0
Note rate2.96%2.96%7.24%
Blended rate2.96%4.123%7.48%
1st payment$1,280.58$1,280.58$2,263.26
2nd payment$0.00$479.55$0.00
Taxes / mo$193.50$193.50$193.50
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$66.42
HOA / mo$235.00$235.00$235.00
Total monthly$1,859.08$2,338.63$2,908.18
Cash to close$100,840$36,900$36,900