HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$440,292$440,292$540,000
Remaining term (yrs)23.923.930.0
Secondary amount$0$99,708$0
Funding fee$2,201$2,201$0
Note rate3.23%3.23%7.24%
Blended rate3.23%4.295%7.48%
1st payment$2,199.11$2,199.11$3,680.09
2nd payment$0.00$747.81$0.00
Taxes / mo$338.25$338.25$338.25
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$108.00
HOA / mo$105.00$105.00$105.00
Total monthly$2,809.03$3,556.84$4,398.01
Cash to close$159,708$60,000$60,000