HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$398,547$398,547$431,100
Remaining term (yrs)24.724.730.0
Secondary amount$0$32,553$0
Funding fee$0$0$0
Note rate2.96%2.96%7.24%
Blended rate3.81%4.202%7.48%
1st payment$1,894.52$1,894.52$2,937.94
2nd payment$0.00$244.15$0.00
Taxes / mo$346.50$346.50$346.50
Insurance / mo$166.67$166.67$166.67
MI / mo$319.93$319.93$86.22
HOA / mo$0.00$0.00$0.00
Total monthly$2,727.62$2,971.77$3,537.33
Cash to close$80,453$47,900$47,900