HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$811,883$811,883$810,000
Remaining term (yrs)26.426.430.0
Secondary amount$0$43,117$0
Funding fee$4,059$4,059$0
Note rate5.84%5.84%7.24%
Blended rate5.84%6.144%7.48%
1st payment$5,024.10$5,024.10$5,520.13
2nd payment$0.00$426.68$0.00
Taxes / mo$270.58$270.58$270.58
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$162.00
HOA / mo$110.00$110.00$110.00
Total monthly$5,621.35$6,048.03$6,279.38
Cash to close$88,117$45,000$90,000