HQ Homes
Call Tony

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$235,961$235,961$265,500
Remaining term (yrs)24.724.730.0
Secondary amount$0$29,539$0
Funding fee$1,180$1,180$0
Note rate3.06%3.06%7.24%
Blended rate3.06%3.721%7.48%
1st payment$1,133.92$1,133.92$1,809.38
2nd payment$0.00$221.54$0.00
Taxes / mo$95.67$95.67$95.67
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$53.10
HOA / mo$135.00$135.00$135.00
Total monthly$1,514.58$1,736.12$2,243.14
Cash to close$59,039$29,500$29,500