HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$378,141$378,141$539,100
Remaining term (yrs)24.224.230.0
Secondary amount$0$160,959$0
Funding fee$1,891$1,891$0
Note rate2.89%2.89%7.24%
Blended rate2.89%4.416%7.48%
1st payment$1,804.78$1,804.78$3,673.96
2nd payment$0.00$1,073.06$0.00
Taxes / mo$310.92$310.92$310.92
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$107.82
HOA / mo$0.00$0.00$0.00
Total monthly$2,282.36$3,355.42$4,259.36
Cash to close$220,859$59,900$59,900