HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$382,756$382,756$607,499
Remaining term (yrs)24.724.730.0
Secondary amount$0$224,743$0
Funding fee$1,914$1,914$0
Note rate2.98%2.98%7.24%
Blended rate2.98%4.745%7.48%
1st payment$1,819.28$1,819.28$4,140.10
2nd payment$0.00$1,451.47$0.00
Taxes / mo$203.50$203.50$203.50
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$121.50
HOA / mo$0.00$0.00$0.00
Total monthly$2,189.45$3,640.92$4,631.76
Cash to close$292,243$67,500$67,500