HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$301,381$301,381$612,000
Remaining term (yrs)18.218.230.0
Secondary amount$0$310,619$0
Funding fee$0$0$0
Note rate3.86%3.86%7.24%
Blended rate4.71%6.253%7.48%
1st payment$1,913.45$1,913.45$4,170.77
2nd payment$0.00$2,006.08$0.00
Taxes / mo$402.08$402.08$402.08
Insurance / mo$166.67$166.67$166.67
MI / mo$288.76$288.76$122.40
HOA / mo$105.00$105.00$105.00
Total monthly$2,875.95$4,882.03$4,966.92
Cash to close$378,619$68,000$68,000