HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$404,327$404,327$899,100
Remaining term (yrs)25.225.230.0
Secondary amount$0$494,773$0
Funding fee$2,022$2,022$0
Note rate3.1%3.1%7.24%
Blended rate3.1%5.659%7.48%
1st payment$1,921.57$1,921.57$6,127.35
2nd payment$0.00$3,195.41$0.00
Taxes / mo$443.08$443.08$443.08
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$179.82
HOA / mo$0.00$0.00$0.00
Total monthly$2,581.32$5,776.73$6,966.92
Cash to close$594,673$99,900$99,900