HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$860,470$860,470$967,455
Remaining term (yrs)27.727.730.0
Secondary amount$0$106,985$0
Funding fee$4,302$4,302$0
Note rate6.81%6.81%7.24%
Blended rate6.81%6.942%7.48%
1st payment$5,752.06$5,752.06$6,593.19
2nd payment$0.00$713.24$0.00
Taxes / mo$321.33$321.33$321.33
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$193.49
HOA / mo$6.58$6.58$6.58
Total monthly$6,296.64$7,009.88$7,331.26
Cash to close$214,480$107,495$107,495