HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$30,099$30,099$719,100
Remaining term (yrs)28.728.730.0
Secondary amount$0$689,001$0
Funding fee$150$150$0
Note rate6.86%6.86%7.24%
Blended rate6.86%7.713%7.48%
1st payment$200.06$200.06$4,900.65
2nd payment$0.00$4,449.80$0.00
Taxes / mo$417.08$417.08$417.08
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$143.82
HOA / mo$0.00$0.00$0.00
Total monthly$833.81$5,283.61$5,678.22
Cash to close$768,901$79,900$79,900