HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$459,263$459,263$495,000
Remaining term (yrs)26.326.330.0
Secondary amount$0$35,737$0
Funding fee$0$0$0
Note rate6.27%6.27%7.24%
Blended rate6.82%6.977%7.48%
1st payment$2,968.62$2,968.62$3,373.42
2nd payment$0.00$268.03$0.00
Taxes / mo$277.50$277.50$277.50
Insurance / mo$166.67$166.67$166.67
MI / mo$220.52$220.52$99.00
HOA / mo$0.00$0.00$0.00
Total monthly$3,633.31$3,901.34$3,916.58
Cash to close$90,737$55,000$55,000