HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$629,076$629,076$639,000
Remaining term (yrs)28.328.330.0
Secondary amount$0$45,424$0
Funding fee$3,145$3,145$0
Note rate6.63%6.63%7.24%
Blended rate6.63%6.983%7.48%
1st payment$4,102.35$4,102.35$4,354.77
2nd payment$0.00$449.51$0.00
Taxes / mo$362.00$362.00$362.00
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$127.80
HOA / mo$22.50$22.50$22.50
Total monthly$4,703.52$5,153.03$5,083.74
Cash to close$80,924$35,500$71,000